{"id":1942,"date":"2026-01-08T16:27:54","date_gmt":"2026-01-08T16:27:54","guid":{"rendered":"https:\/\/www.wir-noi.com\/?page_id=1942"},"modified":"2026-01-29T08:48:58","modified_gmt":"2026-01-29T08:48:58","slug":"supporto-mutui-e-banche","status":"publish","type":"page","link":"https:\/\/www.wir-noi.com\/it\/supporto-mutui-e-banche\/","title":{"rendered":"Crediti bancari"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(34,34,34,0) 0%|rgba(34,34,34,0.49) 98%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/www.wir-noi.com\/wp-content\/uploads\/2026\/01\/AdobeStock_553744001-scaled.jpeg&#8221; min_height=&#8221;482px&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;138px||138px||true|false&#8221; locked=&#8221;off&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-1f9b0bb3-481a-49f1-9fe6-999fc3c3182b%22:%91%22background_color_gradient_stops%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.20.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; header_font=&#8221;Roboto Condensed|700||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;46px&#8221; header_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; min_height=&#8221;52px&#8221; custom_margin=&#8221;31px||10px||false|false&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; inline_fonts=&#8221;Montserrat&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 style=\"text-align: left;\"><strong><span style=\"font-family: Montserrat;\">Supporto per operazioni di credito<\/span><\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_divider divider_weight=&#8221;5px&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;10%&#8221; max_width=&#8221;10%&#8221; custom_margin=&#8221;||-6px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;Our Guides&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;110px||110px|&#8221; custom_padding_tablet=&#8221;60px||60px|&#8221; custom_padding_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;269px&#8221; custom_margin=&#8221;-26px|auto||auto||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;179px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Mutui e finanziamenti possono mettere rapidamente in difficolt\u00e0 imprese e privati, soprattutto in presenza di costi imprevisti, cambiamenti del mercato o tensioni di liquidit\u00e0. Spesso si ha l\u2019impressione che la situazione sia senza via d\u2019uscita e priva di margini di manovra. Tuttavia, non sempre \u00e8 cos\u00ec: i rapporti di credito esistenti possono spesso essere rinegoziati e anche la legittimit\u00e0 delle clausole contrattuali dovrebbe essere verificata. Le irregolarit\u00e0 nascoste non sono rare. <strong><span style=\"font-size: 14px;\">Il circolo economico locale WIR-NOI mette a disposizione dei propri membri un team indipendente di esperti con molti anni di esperienza nel settore bancario e finanziario.<\/span>\u00a0<\/strong>I consulenti supportano nella ristrutturazione dei crediti esistenti e nella preparazione di nuove trattative bancarie, con l\u2019obiettivo di ampliare il proprio margine di negoziazione.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; admin_label=&#8221;Guides Grid&#8221; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;40px|0px|40px|0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Davide Da Ponte&#8221; image=&#8221;https:\/\/www.wir-noi.com\/wp-content\/uploads\/2026\/01\/Davide-Da-Ponte-e1768646122897.jpeg&#8221; _builder_version=&#8221;4.27.5&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_color=&#8221;#DA4D5A&#8221; header_font_size=&#8221;22px&#8221; body_font=&#8221;&#8211;et_global_heading_font||||||||&#8221; body_text_color=&#8221;rgba(0,0,0,0.6)&#8221; body_line_height=&#8221;1.6em&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;10%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Consulente aziendale e finanziario<\/li>\n<li>Specialista in controllo di gestione, analisi di cash flow e credito<\/li>\n<li>Pluriennale esperienza nella valutazione delle condizioni di contratti di credito<\/li>\n<li>Supporto nella ristrutturazione e negoziazione di operazioni di credito<\/li>\n<\/ul>\n<p><a href=\"https:\/\/cloud.wir-noi.com\/s\/PL24XATFj9o9kio\"><em>Brochure informativa <\/em><\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Avv. Jacopo Carlo Barcati&#8221; image=&#8221;https:\/\/www.wir-noi.com\/wp-content\/uploads\/2026\/01\/Foto-Avv.-Barcati-verticale-e1769008718610.webp&#8221; _builder_version=&#8221;4.27.5&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_color=&#8221;#DA4D5A&#8221; header_font_size=&#8221;22px&#8221; body_font=&#8221;&#8211;et_global_heading_font||||||||&#8221; body_text_color=&#8221;rgba(0,0,0,0.6)&#8221; body_line_height=&#8221;1.6em&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;10%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span>Avvocato con oltre 25 anni di esperienza<\/span><\/li>\n<li><span>Assistenza giudiziale e stragiudiziale (negoz<\/span><span>iazione, mediazione, procedimenti davanti ad autorit\u00e0 ed organismi, ecc.) di imprese e privati<\/span><\/li>\n<li><span>Verifica di contratti di credito e clausole bancarie<\/span><\/li>\n<li><span>Supporto in contenziosi, rinegoziazioni ed esecuzioni forzate<\/span><\/li>\n<\/ul>\n<p><a href=\"https:\/\/cloud.wir-noi.com\/s\/EbTK3jkYn9spakg\"><em>Brochure informativa <\/em><\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Marco Pasqualetti&#8221; image=&#8221;https:\/\/www.wir-noi.com\/wp-content\/uploads\/2025\/11\/MArco-Pasqualetti.jpg-1.webp&#8221; _builder_version=&#8221;4.27.5&#8243; header_font=&#8221;&#8211;et_global_heading_font|700||on|||||&#8221; header_text_color=&#8221;#DA4D5A&#8221; header_font_size=&#8221;22px&#8221; body_font=&#8221;&#8211;et_global_heading_font||||||||&#8221; body_text_color=&#8221;rgba(0,0,0,0.6)&#8221; body_line_height=&#8221;1.6em&#8221; animation_style=&#8221;zoom&#8221; animation_intensity_zoom=&#8221;10%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Esperto in ambito creditizio e bancario<\/li>\n<li>Specialista in management e ristrutturazione aziendale<\/li>\n<li>Pluriennale esperienza nell\u2019affiancamento di imprese in situazioni di crisi<\/li>\n<li>Supporto nelle trattative bancarie e nelle strategie finanziarie<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\"><strong>Cogli l\u2019occasione di una consulenza iniziale gratuita riservata agli associati WIR-NOI per fare chiarezza sulla tua situazione finanziaria e sulle tue possibilit\u00e0 di azione. Scarica il questionario, compilalo e fai il primo passo per ottenere maggiore margine di negoziazione nei confronti delle banche! Invia quindi il questionario compilato a info@wir-noi.com.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/cloud.wir-noi.com\/s\/2KHKtaodRRei3Ny&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;questionario per privati&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#DA4D5A&#8221; button_border_radius=&#8221;14px&#8221; button_font=&#8221;&#8211;et_global_heading_font||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_button button_url=&#8221;https:\/\/cloud.wir-noi.com\/s\/zZ9qp3Ez58gAWr7&#8243; url_new_window=&#8221;on&#8221; button_text=&#8221;questionario per imprese&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#DA4D5A&#8221; button_border_radius=&#8221;14px&#8221; button_font=&#8221;&#8211;et_global_heading_font||||||||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Supporto per operazioni di creditoMutui e finanziamenti possono mettere rapidamente in difficolt\u00e0 imprese e privati, soprattutto in presenza di costi imprevisti, cambiamenti del mercato o tensioni di liquidit\u00e0. Spesso si [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-1942","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/pages\/1942","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/comments?post=1942"}],"version-history":[{"count":20,"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/pages\/1942\/revisions"}],"predecessor-version":[{"id":8841,"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/pages\/1942\/revisions\/8841"}],"wp:attachment":[{"href":"https:\/\/www.wir-noi.com\/it\/wp-json\/wp\/v2\/media?parent=1942"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}